The Reality
DEFERRED MAINTENANCE
COSTS YOU MONEY.
30% of New Zealand homes suffer from deferred maintenance. Selling a home in "as-is" condition means leaving money on the table—often 10-15% of the property's potential value.
Homeowners want to renovate, but lack the cash, time, or expertise to manage contractors before a sale.
Lower Sale Price
Buyers discount unrenovated homes heavily.
Longer Time on Market
Dated homes sit unsold for months.
The Curb Difference
Strategic cosmetic upgrades. Quick turnaround. Maximum value.
The Process
SIMPLE. TRANSPARENT. PROFITABLE.
We focus on strategic, high-impact cosmetic upgrades—not major construction. Get your home market-ready in weeks, not months.
Assess & Proposal
We inspect your property and identify strategic cosmetic upgrades that deliver maximum value—fresh paint, modern fixtures, curb appeal.
We Do The Work
Our vetted contractors execute quick, targeted improvements. No lengthy construction—just smart upgrades that buyers notice.
Sell & Pay Later
Your refreshed home attracts more buyers and sells faster at a premium price. Pay for upgrades only at settlement.
Project Timeline
4-8 WEEK PROCESS
Our streamlined timeline gets your property market-ready fast. Click each phase to see detailed activities.
Week 1
Assessment & Proposal
Property inspection and strategic upgrade identification
Week 2
Contract & Scheduling
Agreement finalization and contractor coordination
Weeks 3-6
Active Cosmetic Work
Quick-turnaround improvements by vetted contractors
Weeks 7-8
Final Touches & Handover
Quality assurance and market-ready preparation
Total Timeline: 4-8 Weeks
From first assessment to market-ready property—no lengthy construction delays
Package Options
CHOOSE YOUR PACKAGE
Transparent pricing for kitchen and bathroom cosmetic upgrades. Every package includes zero upfront cost and payment at settlement.
Budget Refresh
- Fresh paint & new hardware
- Laminate benchtops
- Updated fixtures & lighting
- Minor repairs & touch-ups
Modern Upgrade
- Cabinet refacing/replacement
- Stone benchtops
- Quality appliances
- Full bathroom renovation
Premium Transformation
- Premium cabinets & stone
- High-end appliances
- Designer fixtures
- Luxury finishes throughout
Scope Clarity
WHAT WE DON'T DO
Curb specializes in quick-turnaround cosmetic upgrades including kitchen and bathroom renovations. To maintain our 4-8 week timeline and proven ROI model, we don't handle major structural construction.
Major Structural Work
Foundation repairs, load-bearing wall removal, or significant structural modifications
Full Gut Renovations
Complete home teardowns or multi-month reconstruction projects
Home Additions
Building new rooms, second stories, or expanding the home's footprint
Major Structural Changes
Moving plumbing lines, removing load-bearing walls in kitchens/bathrooms, or complete system replacements
Long-Lead Custom Work
Fully custom cabinetry, hand-crafted millwork, or specialty items requiring 3+ month fabrication
Investment Properties
Properties not intended for immediate sale or owner-occupied renovations
Our Focus: Strategic Cosmetic Upgrades
Kitchen Upgrades • Bathroom Renovations • Painting • Modern Fixtures • Flooring • Landscaping • Curb Appeal
ROI Calculator
SEE YOUR POTENTIAL RETURN
Use our calculator to estimate how much value Curb can add to your property sale based on real New Zealand market data.
ROI varies by location based on local market conditions
$500,000
$300,000 • Current equity: $200,000 (40.0%)
$50,000 + $10,000 Curb fee = $60,000 total
32.8% Remaining Equity
✓ Meets 20% minimum equity requirement ($187,200 remaining)
$570,000
+$70,000 increase (40% ROI)
$187,200
After all costs (mortgage, Curb, selling fees)
The Curb Advantage
- •Zero upfront cost - we finance the renovation
- •Pay only at settlement when your home sells
- •Professional project management included
- •Vetted contractors and quality guarantee
- •Minimum 20% equity protection for your security
Important Disclaimer
These calculations are estimates based on average renovation returns in Auckland, Wellington, and Christchurch property markets (2024-2025 data). Actual returns on investment depend on multiple factors including:
- Specific property location and suburb desirability
- Current property condition and renovation scope
- Quality of renovation work and materials used
- Local market conditions at time of sale
- Property type (house, apartment, townhouse)
- Economic factors and interest rates
Equity Requirement: Curb requires homeowners to maintain at least 20% equity in the property after all costs (mortgage, Curb Amount, selling costs) to qualify for financing. This protects both you and Curb from market fluctuations. If your equity falls below 20%, consider reducing the renovation budget or increasing property value through other means.
Curb provides a free property assessment to give you an accurate estimate based on your specific situation. Historical data shows kitchen renovations return 70-85% and bathroom renovations return 60-80% of investment in added property value. Strategic pre-sale renovations managed by Curb typically achieve 130-140% ROI across New Zealand markets.
Data sources: New Zealand property market research, Refresh Renovations NZ, FirstRate NZ, and Curb's internal project data (2024-2025).
Common Questions
EVERYTHING YOU NEED TO KNOW
Get answers to frequently asked questions about Curb's renovation financing model, process, and services.
Still have questions?
Our team is here to help. Get in touch for a free consultation and property assessment.
Contact UsREADY TO UNLOCK YOUR
HOME'S TRUE VALUE?
Get a free property assessment and customized renovation proposal. No obligation.